In addition to Third Party Property Damage, our motor policies meet the legal requirements of the Road Traffic Act as it relates to death of or bodily injury to your passengers or others outside the vehicle. You also have the option to cover accidental damage, fire, and theft of your vehicle, as long as it meets our basic criteria.
Our Business Interruption policy would cover, for example, the earnings that were lost plus the reasonable costs associated with returning your business to a state of normalcy after the mishap. Many businesses often realize after it’s too late that there are other major costs connected to a loss (for example, loss of a roof after a hurricane), like expenses related to servicing a loan, salaries, rent and utilities. Our Business Interruption policy will help to ensure that you are able to survive an insured loss and get back to business as usual.
Our computer insurance is designed to protect your investment in the event of physical loss or damage to the equipment. Consequential loss, such as the cost of recreating the data (but not the cost of data itself), and any increased cost of working to restore your network infrastructure can be insured along with the hardware. Many businesses today would not be able to operate effectively, if at all, without functional computing technology, so ensure that yours is protected with our computer insurance.
Consider us a business partner. We will do our best to make sure that you return to business as usual in the shortest time possible following an insured loss. Our in-house surveyor will provide a risk assessment survey free of charge and recommend ways for you to reduce your exposure to losses.
Our home insurance policy covers your building and its contents for losses resulting from perils, such as fire, lightning, theft, hurricane, tornado, or flood. Our policy also includes a standard Public, Personal and Employers’ Liability coverage up to a limit of $500,000 for any one loss in the event that you may become liable to compensate an individual as a result of your negligence.
Rest assured that we can design a policy to protect your home no matter the size, value or location within our archipelago of islands.
Our policy covers loss or damage to your vessel resulting from accidents, fire and theft. We also cover your liability to your passengers or others in the event that they are injured while you are operating your vessel. We can design a policy that meet your needs. You can insure the entire vessel including the hull, engines, equipment, personal possessions, trailer, etc.
Do not leave your goods to chance. Our theft insurance is designed to cover loss or damage to property by theft (or attempted theft) involving forcible and violent entry or exit from your premises. There is also coverage for the damage to your building occurring as a result of the break-in or attempted break-in.